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Everyone offers free school reports. Me too! Plus I offer more. As a top Front Royal, Shenandoah Valley and Winchester real estate agent, I can tell you things about the schools that no report generated by a computer will ever know. Remember, I consult with people moving to the Front Royal, Shenandoah Valley and Winchester, Virginia area on a daily basis. It's my job to know, and my job to tell you. 

Call me for a first-hand experience of the local schools. Or fill out this form to send me a message right now. It's free and without obligation. I'll get back to you immediately with a phone call, a free report, or a brochure from a local school... 

What ages are your children? I'll tell you what your choices are for schools in Front Royal, Shenandoah Valley and Winchester. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
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What is a VA home loan?

A 
The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans.
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Wendy Thrane, REALTOR®, real estate agent and broker for Front Royal, Shenandoah Valley and Winchester, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Wendy Thrane
Weichert Realtors

West Virginia licensed: Sharon Daniels Broker
824 John Marshall Highway
Front Royal, VA 22630
540-683-1597
Fax: 540-635-1631
WendyThrane@NUMBER1EXPERT.com

Top 5% of Blue Ridge Board of Realtors President's Award 2008, 2009, 2010



Licensed in West Virginia
Sharon Daniels, Broker

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